Homeowner Discounts

 *Higher deductibles decrease premium.

 *Mature Credit is offered to those age 55 and over.

 *Multi policy account credit when you insure your auto and home with the same company.

 *Renewal credit allowed starting after the first year and increased annually up to four years.

 *Alarm systems such as ADT allow for additional credit.

 *Credit allowed for renovated or revitalized homes.

* Account Credit 20% When We Write Auto

 Note: Some discounts are specific to certain companies. 

 Auto Discounts

*Age 65 or older (As stated – 25% Discount)

*Passive Restraint (Discount allowed for airbags and seatbelts – 25% parts 2,3,6 and 12)

 *Annual Mileage (2% -20%) This discount will now vary by years licensed, territory, and miles driven.

*Multi policy account credit when you insure your auto and home with the same company.

 *Anti-Theft (Discount allowed for vehicle alarm system from 5% – 36% on part 9 

*Multiple Cars (8% Discount parts 1,2,4,5,7,8 and 9)

*Loyalty Plus (NOW INCLUDES: AAA, number of years with AAA, number of years with CIC)

*Group Discount (AAA members and Town of Paxton employees and PAN MASS Challenge)

*Higher physical damage deductibles (Rates Vary)

*Good student

*Student Away From Home ( A Student Over 100 Miles Away From the Vehicles Place of   Garaging)

*Renewal Credit

*Accident forgivemess

*Disappearing deductible

*Paid in full discount

*Umbrella discount

*Green discount