Massachusetts auto insurance is complex, therefore is it important to discuss your situation with someone who knows the policy, can explain your choices, and advise what would be your best option. At Conte Insurance Agency we take pride in our knowledge and are known for our personal service.We provide you with an annual policy review. We also review your policy any time changes are made, or any other time if you request it.

A brief summary of the coverages reviewed are:

Bodily Injury - Liability protection for you when injuries or death occur due to an accident involving your vehicle.

Property Damage - Pays for damage to another person's property caused by your vehicle, whether it be their vehicle or the fence at their residence.

Personal Injury Protection - pays for medical expenses, replacement services, and 75% of lost wages no matter who caused the accident.

Medical Payments - covers medical expenses over and above the coverage provided under Personal Injury Protection.

Physical Damage - Coverage that pays for your vehicle, less the deductible, when damage results from an accident, fire, theft, or vandalism.

Substitute Transportation - Reimburses, up to the limit purchased, for rental vehicle or transportation costs including bus, train, or taxi fare while your vehicle is undergoing repairs due to an accident or covered loss.

Towing and Labor - Reimburses, up to the limit purchased, for towing and labor charges when your vehicle breaks down, whether or not it was involved in an accident. Covers only on-site labor costs and does not include the cost of parts.

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